In-person payments · United Kingdom

Take card payments from your phone.

In-person payments, payment links and a built-in EPOS till — all in one app. No monthly fee, no contract, and pricing from 0.79%.

Get started → See pricing
Apply in minutes Funds in seconds Tap to Pay & card readers
From 0.79%
Per transaction, UK Visa & Mastercard
£0
Monthly fee — no contract, no commitment
Minutes
To open your account and take your first payment
Seconds
To get funds with an instant payout

How it works

Payments that fit the way you sell.

Face to face, on the move, or across the counter — ShopWired Pay takes every kind of payment from a single app, and keeps the money and the reporting in one place.

Face to face

Tap to Pay on iPhone, or pair a card reader on the counter. Contactless, chip & PIN, Apple Pay and Google Pay — all accepted.

Payment links

Send a secure link by SMS, WhatsApp, email or social and take payment remotely — no hardware, no card present.

EPOS till built in

A simple point of sale for shops, salons and market stalls — build a catalogue, ring up a basket and take payment, all in the same app.

Card readers

Choose how you take payment.

Start free on the phone in your pocket, or add a reader when you're ready. Every option runs on the same account, the same rates and the same app.

Free

Tap to Pay on iPhone

Accept contactless cards, Apple Pay and Google Pay right on your iPhone. No extra hardware to buy or carry.

Contactless · No hardware
BBPOS WisePad 3 card reader
£49

BBPOS WisePad 3

A pocket-sized reader for chip & PIN and contactless. Pairs to your phone over Bluetooth and goes wherever you do.

Chip & PIN · Bluetooth Buy WisePad 3
ShopWired Pay S700 smart card terminal
£229

S700 smart terminal

A standalone terminal with a large touchscreen. Run the whole till on the device, take payment and hand over a receipt.

All-in-one · Standalone Buy S700

Tap to Pay on iPhone

Your iPhone is the card reader.

No dongle, no terminal, nothing to charge. Switch on Tap to Pay and take contactless payments straight on your iPhone — setup takes about a minute.

  1. 1

    Ring up the sale

    Open ShopWired Pay and key in an amount, or build a basket from your catalogue.

  2. 2

    Customer taps your phone

    They hold a contactless card, Apple Pay or Google Pay to the top of your iPhone.

  3. 3

    Approved in seconds

    The payment clears on screen and the money goes straight to your balance.

Works on iPhone XS and later · iOS 16.4+ · No extra hardware

EPOS till

A simple till, in the same app.

No extra system to learn. ShopWired Pay has a built-in point of sale for shops, salons, barbers and market stalls — build your catalogue, ring up a basket and take payment without ever leaving the app.

Products & categories

Build your catalogue in the app, or sync it straight from your ShopWired store.

Cash & card

Take cash, card or a mix on the same sale, with the change worked out for you.

VAT & reporting

Add or remove VAT with a tap, and see your takings, best sellers and totals on the dashboard.

Tips

Prompt for a tip at checkout with your own suggested rates — or switch it off.

Refunds

Full or partial refunds back to the original card, tracked against the sale.

Receipts

Print or email a receipt, branded to your business, on the spot.

Get paid remotely

Payment links and subscriptions.

Not every sale happens across the counter. Take a one-off payment over a link, or bill regular customers automatically — all from the same account and the same balance.

Payment links

Create a secure link for any amount and send it by SMS, WhatsApp, email or social. Your customer taps it, pays with their card or wallet, and the money lands in your balance — no reader needed, no card present.

SMSWhatsAppEmailSocial

Subscriptions

Bill regular customers on a schedule you choose — weekly, monthly or yearly. ShopWired Pay collects each payment automatically, so memberships, retainers and repeat orders look after themselves.

RecurringAutomaticAny interval

Pricing

Choose how fast you get paid.

One simple rate per transaction. No monthly fee, no setup cost and no contract — pick the payout speed that suits your cash flow.

Essential
0.79% / txn

The everyday rate for taking card payments in person.

  • Scheduled payouts to your bank
  • No monthly fee, ever
  • No contract or minimum
  • Built-in EPOS till included
Fastest
Instant to bank
1.79% / txn

Your takings in the bank in seconds, any hour of the day.

  • Instant payouts, 24/7
  • Funds in seconds after the sale
  • No monthly fee or contract
  • Built-in EPOS till included
Worked example
Sale£100.00
−
Fee at 0.79%£0.79
=
You receive£99.21

Rates apply to UK consumer Visa and Mastercard transactions. Amex, corporate and international cards add 1% per transaction. Card readers sold separately — WisePad 3 £49, S700 £229.

Inside the app

Everything runs from one screen.

Six clear sections take you from a fresh sale to a settled payout — no logins to juggle, no separate portal to learn.

01

Home

Your day at a glance — takings so far, recent payments and anything that needs attention.

02

Charge

Take a payment fast — key in an amount or ring up a basket and tap to charge.

03

EPOS

The built-in till — catalogue, quick baskets and checkout for your shop or service.

04

Payments

Every transaction, searchable — with receipts and one-tap refunds when you need them.

05

Balance

Your available balance and full payout history, updated as the money lands.

06

Support

Help when you need it, built right into the app — from a team that knows retail.

4.9 / 5.0

Rated Excellent by thousands of UK businesses on Trustpilot.

Part of ShopWired

The UK's most popular ecommerce platform — powering thousands of online stores, and now your in-person sales too.

Start taking payments today.

Apply in minutes and take your first payment on the phone in your pocket. Add a reader whenever you're ready.

Get started →

Already on ShopWired? Pay is built into your account — just switch it on.